Making a budget is stressful, but not as stressful as not saving for retirement, living paycheck to paycheck and drowning in debt. Don’t fool yourself into thinking that you can live the high life if you party now you won’t get to party later. If you need to go to a restaurant here or there or go crazy on a vacation, put it in your budget don’t sell your soul.
Contributor: Nate Masterson from mapleholistics.com