You can easily find yourself over-spending during the holiday season. Even those great sales you see all around can pose a threat to your pocket. Setting a budget in advance not only gives you control of your finances to reach your financial goals, but it helps reduce a lot of stress and anxiety most people endure during the season of giving.
Setting a budget will give you an idea of how much you plan to spend on each family member or friend and how much you want to leave yourself with.
Contributor: Jennifer Magana with orangecountyscu.org